Business Interruption Insurance Claims FAQ's

Yes, even though it is an unusual circumstances. If you close your business due to fear of the pandemic, that would be a reasonable claim.

It would be difficult in some situations for a business to stay open while also implementing social distancing measures. So, if you closed your business to protect staff and customers, thats a valid claim.

Yes, the goverment is aware that business owners will be making claims against their insurance policies while also receiving a covid grant.

There are numerous areas that you can make a claim for, including:

• Actual and/or forecast loss of revenue
• Business costs such as rent
• Wages
• Charges from loans acquired due to COVID

If you think you have been unfairly denied we can help. If your policy has a valid business interruption clause, then we will give you the option of bringing action against your insurer on a no-win-no-fee basis. The insurer might reconsider and pay out, or it can proceed to court, where a judge will decide.

Don't worry! You can still start the process but you'll have to contact your insurance company for a copy of your policy: documents, schedule, certificate and booklet, which they legally must give to you. Once you've received them all you have to do is forward them to us to start your free assessment.

Nothing! That's right, its completely free to see if you're owed money. We also operate on a no-win-no-fee basis so if your claim is unsuccessful you won't pay a thing.

The size of your business doesn't matter, only the wording of your policy.